Paper Money, Paper Homes: How the Financialization of Housing Ruined Housing Policy

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dc.contributor.advisorKipfer, Stefan Andreas
dc.contributor.authorGiblon, Melissa Ruth
dc.date.accessioned2023-12-08T14:33:27Z
dc.date.available2023-12-08T14:33:27Z
dc.date.issued2023-12-08
dc.date.updated2023-12-08T14:33:26Z
dc.degree.disciplineGeography
dc.degree.levelMaster's
dc.degree.nameMA - Master of Arts
dc.description.abstractThere is a global housing affordability crisis; the cost of housing has skyrocketed at rates that far outpace real wages. Using a Marxist lens, I look at the dynamics of commodification and financialization in a capitalist land market. My thesis argues that the existence of a profit motive undermines the potential for affordability to be prioritized. Financialization specifically has entrenched and intensified this process of ‘housing-for-investment’ over ‘housing-for-shelter’. My thesis explores modern political solutions to this crisis, performing a comparative analysis of inclusionary zoning by-laws introduced in Toronto and New York City. This analysis dissects how capitalist-oriented housing affordability policies are structurally bound to the same dynamics of profit-over-people; thus, they can never produce affordable housing. Alternatively, I propose a series of non-reformist reforms and radical political approaches to decommodify housing and remove its tender from the private market altogether.
dc.identifier.urihttps://hdl.handle.net/10315/41674
dc.languageen
dc.rightsAuthor owns copyright, except where explicitly noted. Please contact the author directly with licensing requests.
dc.subjectGeography
dc.subjectUrban planning
dc.subject.keywordsGeography
dc.subject.keywordsHousing
dc.subject.keywordsMarx
dc.subject.keywordsCommodification
dc.subject.keywordsFinancialization
dc.subject.keywordsInclusionary zoning
dc.subject.keywordsCapitalism
dc.subject.keywordsCommunism
dc.subject.keywordsPolicy
dc.subject.keywordsToronto
dc.subject.keywordsNew York
dc.titlePaper Money, Paper Homes: How the Financialization of Housing Ruined Housing Policy
dc.typeElectronic Thesis or Dissertation

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